Terms & Conditions

These Terms and Conditions govern your use of the website operated by [THE MORTGAGE TALENT COMPANY LTD] (“The Mortgage Talent Company”, “we”, “us” or “our”).
Email: contact@themortgagetalentcompany.co.uk

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By accessing or using this website, you agree to comply with these Terms and Conditions. If you do not agree with them, please do not use the website.

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1. About The Mortgage Talent Company

The Mortgage Talent Company is a specialist recruitment business focused on the UK mortgage industry.

We provide recruitment and talent search services connecting mortgage professionals with UK mortgage brokerages and other relevant businesses.

Our services may include identifying, approaching, assessing and introducing candidates to clients, as well as providing career-related conversations and recruitment support.

We operate as an employment agency when introducing candidates for permanent positions.

Separate terms may apply to candidates and clients who use our recruitment services. These will be provided where applicable.

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2. Use of this website

You may use this website for lawful purposes only.

You must not:

• use the website in any way that breaches applicable laws or regulations;

• attempt to gain unauthorised access to the website or its systems;

• introduce malicious software or other harmful material;

• reproduce, copy, modify or commercially exploit website content without our prior written permission;

• use information obtained from the website for unlawful or fraudulent purposes; or

• impersonate another person or provide information that you know to be false or misleading.

We reserve the right to restrict or suspend access to the website where we reasonably believe these Terms and Conditions have been breached.

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3. Recruitment information

Information relating to vacancies, opportunities, salaries, commission structures, benefits, employers and other recruitment matters is provided for general information and may be subject to change.

We make reasonable efforts to ensure that information published on the website is accurate and current. However, we do not guarantee that all information will always be complete, accurate or up to date.

A vacancy or opportunity displayed on the website does not constitute an offer of employment.

Any employment relationship will be between the candidate and the relevant employer and will be subject to the terms agreed between those parties.

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4. Candidate registrations

Where you submit your details to us as a mortgage professional, you agree that the information you provide is accurate and not misleading.

You should notify us if any material information relating to your professional experience, qualifications, availability or employment status changes.

Submitting your details does not guarantee that we will identify or introduce you to a particular opportunity.

We will not knowingly make an introduction to a prospective employer without first discussing the relevant opportunity with you.

Your personal information will be handled in accordance with our Privacy Notice.

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5. Confidentiality

We understand that career discussions and potential employment moves can be sensitive.

Where you register with us as a mortgage professional, we will handle your information with appropriate confidentiality and will not knowingly disclose your identity or personal information to a prospective employer for the purpose of an introduction without your agreement.

This does not prevent us from processing or disclosing information where required by law, regulation or a lawful authority.

Further information about how we process personal information is contained in our Privacy Notice.

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6. Recruitment services

Our recruitment services are only provided to UK mortgage brokerages and other businesses seeking mortgage professionals.

Where we provide recruitment services to a client, our commercial relationship with that client will be governed by separate terms of business.

Those terms may include provisions relating to:

• recruitment fees;

• candidate introductions;

• replacement periods;

• payment terms;

• confidentiality;

• candidate ownership or introduction periods; and

• other matters relevant to the recruitment engagement.

The terms applicable to a particular recruitment assignment will take precedence over general information published on this website.

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7. Fees

We do not charge candidates for ordinary work-finding or recruitment services.

Our recruitment fees are generally payable by the relevant hiring business and are governed by separate client terms of business.

If we introduce any separate paid service that is not part of our ordinary work-finding services, the applicable terms and charges will be clearly communicated before that service is provided.

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8. Professional qualifications and regulatory status

Mortgage professionals may be required by an employer, network, lender, regulator or other relevant organisation to hold particular qualifications, permissions, experience or authorisations.

We may request information relating to qualifications, experience, regulatory status or other professional requirements where relevant to a recruitment assignment.

Any decision to employ or engage a candidate remains the responsibility of the relevant employer or business.

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9. Website content and intellectual property

Unless otherwise stated, all content on this website, including text, graphics, logos, branding, images, designs and other materials, belongs to or is licensed to The Mortgage Talent Company.

You may view and use the website for your own personal or business purposes.

You must not reproduce, distribute, modify, republish or commercially exploit our content without our prior written consent.

The Mortgage Talent Company name, logo and associated branding may not be used without our prior written permission.

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10. Third-party websites

Our website may contain links to third-party websites or services.

These links are provided for convenience only.

We do not control and are not responsible for the content, availability, security or privacy practices of third-party websites.

Your use of any third-party website is subject to that website’s own terms and policies.

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11. Website availability

We aim to keep the website available and operating correctly, but we do not guarantee that it will always be available, uninterrupted or free from errors.

We may modify, suspend or withdraw any part of the website without notice where reasonably necessary.

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12. No guarantee of employment

Registration with The Mortgage Talent Company, participation in a recruitment process or submission of information does not guarantee an interview, job offer, placement or employment.

Similarly, we do not guarantee that a particular candidate will be available, suitable or accepted by a client.

Recruitment decisions remain the responsibility of the relevant candidate and hiring business.

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13. Limitation of liability

Nothing in these Terms and Conditions excludes or limits liability where it would be unlawful to do so, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded or limited.

Subject to the above, we will not be liable for indirect, incidental or consequential loss arising from your use of this website.

We do not accept responsibility for losses arising from reliance on information published on the website where that information has subsequently changed or was provided by a third party.

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14. Privacy and personal information

We collect and process personal information in accordance with applicable UK data protection legislation.

Further information about how we collect, use, store and protect personal information is contained in our Privacy Notice.

By submitting information through this website, you acknowledge that your information will be processed in accordance with that Privacy Notice.

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15. Cookies

Our website may use cookies and similar technologies.

Information about the cookies we use and how you can manage your preferences is provided in our Cookie Policy.

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16. Changes to these Terms

We may update these Terms and Conditions from time to time.

The latest version will be published on this page with the relevant date shown at the top.

You should check this page periodically for any changes.

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17. Severability

If any provision of these Terms and Conditions is found to be unlawful, invalid or unenforceable, that provision shall be treated as removed to the extent necessary, without affecting the validity of the remaining provisions.

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18. Governing law and jurisdiction

These Terms and Conditions are governed by the laws of England and Wales, unless applicable law requires otherwise.

Subject to any mandatory rights you may have under applicable law, the courts of England and Wales shall have jurisdiction in relation to disputes arising from these Terms and Conditions.

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19. Contact

If you have any questions about these Terms and Conditions, please contact us:

The Mortgage Talent Company

Email: contact@themortgagetalentcompany.co.uk
Telephone: +44 (0) 7929 057722